Expense tracker apps for iPhone that don't upload your data to the cloud

What you can do with ZeroBudget

• Zero-based budget: assign every dollar of your income to a category before the month starts.
• Cards and interest-free installments: log the purchase once and the app creates each monthly payment, with your card's closing and due dates.
• Expense Heatmap: see at a glance which categories your money goes to and which are over budget.
• Split expenses: keep track of who owes you and who you owe.
• Shopping list: with a live total while you shop.

Privacy

Your data stays on your iPhone. The app doesn't send your transactions to any server and doesn't ask for an account.

Price

ZeroBudget is free to start. The first 30 days include every Pro feature. After that you can keep logging expenses on the free plan, or subscribe to Pro to unlock the Heatmap, analytics, the receipt scanner and everything without limits.