ZeroBudget guide

How to organize multiple credit cards without losing track

With two or more cards it's easy to forget when each one closes and when each one is due. Getting organized starts with knowing three things about every card.

What you need to know about each card

A habit that helps

Log every purchase with the card you used and review the period before it closes. That way you know how much you'll owe before the statement arrives.

How ZeroBudget does it

Each card has its own screen. There you see the current period, what you owe from the previous period with its due date, purchases, refunds and payments, the estimated closing balance, pending installments, balance used and available credit.

You can go back to earlier periods to see what happened at each closing.

A credit card screen in ZeroBudget with estimated closing balance and pending installments

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